The Reserve Bank of India has approved the transfer of a record surplus of ₹2.86 lakh crore to the Central Government for the financial year 2025–26, marking one of the highest payouts ever made by the central bank.
The decision was taken during the 623rd meeting of the RBI’s Central Board of Directors held in Mumbai on Friday under the chairmanship of Governor Sanjay Malhotra.
In an official statement, the RBI said its gross income rose by 26.42 per cent in FY26 compared to the previous financial year, while expenditure before risk provisions increased by 27.60 per cent. Net income before risk provisions and transfer to statutory funds stood at ₹3.95 lakh crore, up from ₹3.13 lakh crore in FY25.
The central bank’s balance sheet expanded by 20.61 per cent to ₹91.97 lakh crore as of March 31, 2026.
The RBI also transferred ₹1.09 lakh crore to the Contingent Risk Buffer for FY26, maintaining the buffer at 6.5 per cent of the balance sheet in line with the revised Economic Capital Framework.
During the meeting, the Board reviewed the domestic and global economic situation, including risks to the outlook, and approved the RBI’s annual accounts for the financial year 2025–26.
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